Your car insurance will take care of the damage to your vehicle, while.

If you only carry liability coverage on your auto insurance policy, then you won't be covered if a tree falls on your car. If you have comprehensive coverage, however, your insurance can cover the damage caused by a tree, branch, or limb falling on your car, minus your deductible.

Quote &. Sep 17, If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a tree. Comprehensive coverage will repair damages to your car caused by fallen trees, plus hail damage.

If you collide with a fallen tree while driving, this will be covered by your collision coverage shrubpruning.barted Reading Time: 4 mins.

If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance shrubpruning.barted Reading Time: 5 mins.

Apr 19, However, comprehensive coverage generally does. It’s one of the coverages that will actually protect your car. So – if you have comprehensive coverage, yes, you should be covered if a tree falls on your car.

Protect your car and save money. Get a quick auto insurance quote shrubpruning.barted Reading Time: 5 mins. Apr 02, If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located. Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired. May 23, When a tree falls on your car, your options are limited.

While you may be able to submit a claim with the homeowner's insurance policy, it will depend on your company and specific policy. The same goes for your auto insurance policy. If you do not have full or comprehensive coverage, chances are you will have to pay for the damages yourself. Your car insurance will take care of the damage to your vehicle, while your homeowners insurance will take care of removing the actual tree from your property and cleaning up the remaining mess. If your neighbor is lacking sufficient liability coverage, however, you might not be able to collect much from them in a court setting if you wanted to sue for shrubpruning.barted Reading Time: 7 mins.